Baldwin Mutual Insurance Co, Inc — Privacy Policy

Effective Date: January 1, 2026

Baldwin Mutual Insurance Co, Inc (“we,” “us,” “our”) is committed to protecting the privacy of our policyholders and website visitors.

Website Data Collection

This website collects no personal data. We do not use cookies, tracking scripts, analytics services, or any third-party code that monitors your browsing activity. There are no forms on this website. When you visit baldwinmutual.com, no information about your visit is recorded, stored, or shared with anyone.

Information We Collect Through Business Operations

In the normal course of providing insurance products and services, we collect personal information necessary to underwrite, rate, and service your policy. This information may include:

  • Information you provide — name, address, phone number, date of birth, Social Security number, and property details provided on insurance applications
  • Information from third parties — credit information, claims history, and motor vehicle records obtained with your authorization from consumer reporting agencies and insurance support organizations
  • Information from your transactions with us — policy coverage, premiums, payment history, and claims information

How We Use Your Information

We use personal information solely for the purpose of providing insurance products and services to you, including:

  • Underwriting and rating your insurance policy
  • Processing and paying claims
  • Servicing and administering your policy
  • Complying with legal and regulatory requirements

Information We Share

We do not sell your personal information. We do not share your personal information with third parties for marketing purposes.

We may share your information only as necessary to:

  • Process your insurance transactions (e.g., with reinsurers, claims adjusters, or repair contractors)
  • Comply with legal requirements, court orders, or regulatory requests
  • Prevent fraud

Your Rights

You have the right to:

  • Request access to the personal information we have about you
  • Request correction of inaccurate information
  • Receive a copy of this privacy notice upon request

Protecting Your Information

We maintain physical, electronic, and procedural safeguards to protect your personal information in accordance with federal and state regulations.

Contact Us

If you have questions about this privacy policy or wish to exercise your rights, please contact us:

Baldwin Mutual Insurance Co, Inc 315 E Laurel Ave, Foley, AL 36535 (877) 943-8526

Changes to This Policy

We may update this policy from time to time. Any changes will be posted on this page with an updated effective date.